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Commercial, Data fields, Trade & Cover Details

Trade Details

Description

Table

Data Field

Trade

Commercial 1

TradeDesc

Another Trade

Commercial 1

AnotherTrade_YN

Trading From

Commercial 1

TradingStartDate

Time at Address

Commercial 1

DateatAddress

Established in trade

Commercial 1

ExpinTradeDate

Bankruptcy

Commercial 1

Bankruptcy_YN

Convictions

Commercial 1

Convictions_YN

Hazardous Subs

Commercial 1

HazSubs_YN

Accreditations

Commercial 2

Accreditations

Risk Management

Commercial 2

RiskManagement

General Notes

Commercial 2

GeneralNotes

Cover Details

Description

Table

Data Field

Property Cover

Commercial 1

PropCover (1 = Contents Only, 2 = Building & Contents or 3 = Buildings Only)

Business Interruption

Commercial 1

BusInt_YN

Liability Cover

Commercial 1

LiabCover_YN

Goods in Transit Cover

Commercial 1

GoodsInT_YN

All Risks

Commercial 1

AllRisks_YN

Computer Breakdown

Commercial 1

CompBrkDwn_YN

Legal Expenses

Commercial 1

LegalExp_YN


Additional Trades

Description

Table

Data Field

Trade Description (1)

Commercial 1

TradeDesc

Proportion of Time (1)

Commercial 1

AddTrade1Portion

Trade Description (2)

Commercial 1

AddTrade2Desc

Proportion of Time (2)

Commercial 1

AddTrade2Portion

Trade Description (3)

Commercial 1

AddTrade3Des

Proportion of Time (3)

Commercial 1

AddTrade3Portion

Any More Trades

Commercial 1

AddTradeMore_YN


Business Interruption

Description

Table

Data Field

Basis of cover

Commercial 1

BIBasisofCover (1 = Gross Profit, 2 = Gross Revenue, 3 = Increased Cost of Working, 4 = Loss of Income, 5= Rent Payable, 6= Rent Receivable)

Type of Cover

Commercial 1

BITypeofCover (1 = Contents, 2= Building & Contents)

Interruption sum insured

Commercial 1

BISumInsured

Indemnity Period

Commercial 1

BIIndemPeriod

BI Extension

Commercial 1

BIExtentions_YN

Book Debts

Description

Table

Data Field

Book Debts

Commercial 1

BookDebtsNum

Direct Debit/Standing orders

Commercial 1

BkDbtsDDRSTO

Duplicate records

Commercial 1

BKDbtsDupRec_YN

Fire proof safe

Commercial 1

BKDbtsFireProofSafe_YN


B.I. Extensions

Description

Table

Data Field

Electricity

Commercial 1

BIExtElectric

Water

Commercial 1

BIExtWater

Denial of Access

Commercial 1

BIExtDenofAccess

Customer extensions

Commercial 1

BIExtCustExtens

Gas

Commercial 1

BIExtGas

Telecommunications

Commercial 1

BIExtTelecomms

Infectious diseases

Commercial 1

BIExtInfectDiseases

Supplier extensions

Commercial 1

BIExtSuppExtens


Liability Details

Description

Table

Data Field

Employers Liability

Commercial 1

LDEmplyersLiab

Public Liability

Commercial 1

LDPublicLiab

Product Liability

Commercial 1

LDProductLiab

Turnover (Ex USA/Canada)

Commercial 1

LDturnover

USA/Canada turnover

Commercial 1

LDAmerCanTurnover

Type of work (1)

Commercial 1

LDTypeofWork1

Premises (1)

Commercial 1

LDPrem1

Wageroll work away (1)

Commercial 1

LDWorkAway1

Heat away (1)

Commercial 1

LDHeatAway1

Type of work (2)

Commercial 1

LDTypeofWork2

Premises (2)

Commercial 1

LDPrem2

Wageroll work away (2)

Commercial 1

LDWorkAway2

Heat away (2)

Commercial 1

LDHeatAway2

Type of work (3)

Commercial 1

LDTypeofWork 3

Premises (3)

Commercial 1

LDPrem3

Wageroll work away (3)

Commercial 1

LDWorkAway3

Heat away (3)

Commercial 1

LDHeatAway3

Type of work (4)

Commercial 1

LDTypeofWork4

Premises (4)

Commercial 1

LDPrem4

Wageroll work away (4)

Commercial 1

LDWorkAway4

Heat away (4)

Commercial 1

LDHeatAway4


Goods in Transit Details

Description

Table

Data Field

RHA Annual Carryings

Commercial 1

GITRHACarry

Non-RHD Annual Carryings

Commercial 1

GITNonRHACarry

Limit per vehicle

Commercial 1

GITLimitPerVeh

Own vehicle limit

Commercial 1

GITOwnVehLimit

Number of own vehicles

Commercial 1

GITNumofOwnVehs

Location limit

Commercial 1

GITLocationLimit

Attractive stock

Commercial 1

GITAttractiveStock


All Risks

Description

Table

Data Field

Risk Category 1

Commercial 1

AIIRCategory1Desc

Territorial Limit 1

Commercial 1

AIIRTerrLimit1

Sum Insured 1

Commercial 1

AIIRSumInsured1

Risk Category 2

Commercial 1

AIIRCategory2Desc

Territorial Limit 2

Commercial 1

AIIRTerrLimit2

Sum Insured 2

Commercial 1

AIIRSumInsured2

Risk Category 3

Commercial 1

AIIRCategory3Desc

Territorial Limit 3

Commercial 1

AIIRTerrLimit3

Sum Insured 3

Commercial 1

AIIRSumInsured3

Risk Category 4

Commercial 1

AIIRCategory4Desc

Territorial Limit 4

Commercial 1

AIIRTerrLimit4

Sum Insured 4

Commercial 1

AIIRSumInsured4

Risk Category 5

Commercial 1

AIIRCategory5Desc

Territorial Limit 5

Commercial 1

AIIRTerrLimit5

Sum Insured 5

Commercial 1

AIIRSumInsured5

Risk Category 6

Commercial 1

AIIRCategory6Desc

Territorial Limit 6

Commercial 1

AIIRTerrLimit6

Sum Insured 6

Commercial 1

AIIRSumInsured6

Risk Category

1= Computer Equipment, 2= Documents, 3= Electrical Appliances, 4= Fax & Photocopiers, 5= Jewellery & Watches, 6= Mobile Telephone & Radios, 7=Musical Instruments Modern, 8= Musical Instruments Traditional, 9= Photographic equip./binoculars, 10= Portable computers, 11= Professional equipment, 12= Scientific & medical equipment, 13= Security system, 14= Sign other, 15= Sports equipment, 16= Survey equipment, 17 = Telephone/communication system, 18= Tools - non power driven, 19= Trophies, 20= Vending machine(s)

Territorial Limit

1= Europe, 2= Premises, 3= UK, 4= Worldwide

Computer Breakdown

Description

Table

Data Field

Computer sum insured

Commercial 1

CBCompSumIns

Reinstatement of data

Commercial 1

CBReinsData

Loss of income

Commercial 1

CBLossIncome

Increased cost of working

Commercial 1

CBIncCostWork

Indemnity period (months)

Commercial 1

CBIndemPeriod

Exclusion period (hours)

Commercial 1

CBExlPeriod

Territorial limit

Commercial 1

CBTerritLimit 1= Europe, 2 = Premises, 3 = UK, 4 = Worldwide

Maintenance contract

Commercial 1

CBMaintCont_YN

Duplicate copies

Commercial 1

CBDupCopies_YN


Legal Expenses

Description

Table

Data Field

Limit of indemnity

Commercial 1

LExpLimtIndem

Turnover (Ex USA/Canada)

Commercial 1

LExpTurnover

USA/Canada turnover

Commercial 1

LExpUSACanTurn

Wageroll

Commercial 1

LExpWageroll

Number of employees

Commercial 1

LExpNumofEmps

Previous losses

Commercial 1

LExpPrevLoss_YN