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General Insurance, Data Fields, Household, General Details

Item

Durell Table

Durell Field Name

Example

Has property experienced flooding

Quotel – Household 2

GenFlooding_YN

Yes

…landslip

Quotel – Household 2

GenLandslip_YN

No

…ground heave

Quotel – Household 2

GenHeave_YN

No

…subsidence

Quotel – Household 2

GenSubsidence_YN

No

Is property within 400 m of a river

Quotel – Household 2

GenRiverOrCliff_YN

No

Has property been under-pinned

Quotel – Household 2

GenUnderpinned_YN

No

Is there a tree nearby

Quotel – Household 2

GenTree_YN

Yes

…how far away in metres

Quotel – Household 2

GenTreeDistance

25

…how tall in metres

Quotel – Household 2

GenTreeHeight

35

Do any occupants smoke

Quotel – Household 2

GenSmoke_YN

Yes

Occupied solely by proposer

Quotel – Household 2

GenFamily_YN

Yes

Any occupants subject to bankruptcy

Quotel – Household 2

GenBankruptcy_YN

No

Used for business

Quotel – Household 2

GenBusiness_YN

Yes

…stock on premises

Quotel – Household 2

GenBusStock_YN

No

…clerical purposes only

Quotel – Household 2

GenBusClerical_YN

Yes

…business clients visit

Quotel – Household 2

GenBusClients_YN

Yes

Policy ever cancelled

Quotel – Household 2

GenPrevCancelled_YN

No

Cover ever refused

Quotel – Household 2

GenPrevRefused_YN

Yes

…reason for refusal

Quotel – Household 2

GenPrevRefusedDets

Trees too close

Cover ever declined

Quotel – Household 2

GenPrevDeclined_YN

No

Premiums ever increased

Quotel – Household 2

GenPrevIncreased_YN

No

Special conditions been applied

Quotel – Household 2

GenPrevConditions_YN

No

Special precautions been required

Quotel – Household 2

GenPrevPrecautions_YN

Yes

…what precautions

Quotel – Household 2

GenPrevPrecautionsDets

Separate public liability